26A Jalan Ekoperniagaan 1/22,Taman Ekoperniagaan, Johor 81100
hello@luminafintech.com
011-6368 3842
Please provide your detailed information for the most suitable loan solution
Format: 01X-XXXXXXX or +601X-XXXXXXXX
Bank usually applies 30% discount
Banks usually apply 20% discount
Bank recognizes 100%
Important Note: Banks have different recognition rates for different types of income. Basic salary and net income are usually 100% recognized, while commission, overtime, allowances are discounted (usually 20-30% discount).