Last updated: February 2026
Lumina Fintech ("we," "our," or "us") operates an AI loan platform that helps personal and SME borrowers in Malaysia understand and compare loan options. We are committed to protecting your privacy.
We may collect information you provide directly (such as name, email and phone), information collected automatically when you use our website (such as IP address, browser type and visited pages), and information from permitted third-party sources.
We use your information to operate and improve our services, run eligibility checks and AI assessments, communicate with you, comply with legal obligations, and protect our platform security.
We may share your information with service providers, professional advisors, and participating banks or licensed lenders when required for your requested services or by law. We do not sell your personal data.
We implement appropriate technical and organizational safeguards to protect your personal information. However, no internet transmission or storage method is completely risk-free.
Depending on applicable law, you may have rights to access, correct, delete, or restrict processing of your personal information, and to withdraw consent where relevant.
We may revise this Privacy Policy from time to time. Any updates will be posted on this page with a revised "Last updated" date.
For privacy questions, contact hello@luminafintech.com or visit our Contact。
